We can help you consider whether your existing superannuation fund suits your long term goals or if there are better alternatives, while taking into account:
- How much you will need at retirement
- Your investment options (and whether they suit you)
- How to best contribute to your Super to achieve your retirement income goal
- Fees and charges
Superannuation is a key way to fund your lifestyle after you stop working, so it’s important to make sure you’ll have enough stored up. Most employees are with a super fund where their employer pays Super Guarantee Contributions (SGC), with 9.5% of their salary being paid into their super account. You can do your bit to grow your super while you’re still working with a number of tax effective strategies:
- Salary sacrifice
- Make after tax super contributions
- Government co-contribution
- Contribution splitting
- Personal deductible contributions
- Spouse contributions
To find out more or book an appointment, please contact us.