We can help you consider whether your existing superannuation fund suits your long term goals or if there are better alternatives, while taking into account:

  • How much you will need at retirement
  • Your investment options (and whether they suit you)
  • How to best contribute to your Super to achieve your retirement income goal
  • Fees and charges

Superannuation is a key way to fund your lifestyle after you stop working, so it’s important to make sure you’ll have enough stored up. Most employees are with a super fund where their employer pays Super Guarantee Contributions (SGC), with 9.5% of their salary being paid into their super account. You can do your bit to grow your super while you’re still working with a number of tax effective strategies:

  • Salary sacrifice
  • Make after tax super contributions
  • Government co-contribution
  • Contribution splitting
  • Personal deductible contributions
  • Spouse contributions

To find out more or book an appointment, please contact us.